/* ========================================
   RIZK Pitch Website - Styles
   ======================================== */

:root {
    --navy: #0a1628;
    --navy-deep: #060f1d;
    --blue-dark: #0d2b5e;
    --blue-mid: #1a4a8a;
    --blue-primary: #1a5ab8;
    --blue-light: #4a9eff;
    --blue-pale: #8ec5ff;
    --blue-ice: #d4e8fc;
    --blue-wash: #edf4fd;
    --blue-tint: #f5f9ff;
    --white: #ffffff;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-500: #64748b;
    --gray-700: #334155;
    --gray-900: #0f172a;
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
    --ease-in-out: cubic-bezier(0.65, 0, 0.35, 1);
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-body);
    color: var(--gray-900);
    line-height: 1.6;
    overflow-x: hidden;
    background: var(--white);
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ========================================
   Navigation
   ======================================== */
.nav {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 20px 0;
    transition: all 0.4s var(--ease-out);
}

.nav.scrolled {
    background: rgba(10, 22, 40, 0.95);
    backdrop-filter: blur(20px);
    padding: 12px 0;
    box-shadow: 0 4px 30px rgba(0, 0, 0, 0.2);
}

.nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.nav-logo {
    font-family: var(--font-display);
    font-weight: 900;
    font-size: 1.8rem;
    color: var(--white);
    letter-spacing: 2px;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.875rem;
    font-weight: 500;
    transition: color 0.3s;
    letter-spacing: 0.3px;
}

.nav-links a:hover { color: var(--white); }

.nav-cta {
    background: rgba(255, 255, 255, 0.12);
    padding: 8px 20px !important;
    border-radius: 8px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: all 0.3s !important;
}

.nav-cta:hover {
    background: rgba(255, 255, 255, 0.2) !important;
}

/* Fix #4: Keyboard focus state for nav toggle */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
    border-radius: 6px;
}

.nav-toggle:focus-visible {
    outline: 2px solid var(--blue-pale);
    outline-offset: 4px;
}

.nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    border-radius: 2px;
    transition: all 0.3s;
}

/* Fix #3: Mobile menu — use display:none by default, switch to display:flex on open */
.mobile-menu {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 999;
    background: rgba(10, 22, 40, 0.98);
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 28px;
    display: none;
    opacity: 0;
    transition: opacity 0.3s;
}

.mobile-menu.open {
    display: flex;
    opacity: 1;
}

.mobile-menu a {
    color: var(--white);
    font-size: 1.25rem;
    font-weight: 500;
    padding: 8px 16px;
    border-radius: 8px;
}

/* Fix #4: Focus state for mobile menu links */
.mobile-menu a:focus-visible {
    outline: 2px solid var(--blue-pale);
    outline-offset: 4px;
}

/* ========================================
   Hero
   ======================================== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--navy-deep) 0%, var(--blue-dark) 50%, var(--navy) 100%);
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    overflow: hidden;
}

.geo-shape {
    position: absolute;
    opacity: 0.08;
}

.geo-1 {
    top: -10%;
    right: -5%;
    width: 700px;
    height: 700px;
    background: linear-gradient(135deg, var(--blue-light), transparent);
    clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
    animation: float 20s ease-in-out infinite;
}

.geo-2 {
    bottom: -15%;
    left: -10%;
    width: 500px;
    height: 500px;
    background: linear-gradient(45deg, var(--blue-pale), transparent);
    clip-path: polygon(25% 0%, 75% 0%, 100% 50%, 75% 100%, 25% 100%, 0% 50%);
    animation: float 25s ease-in-out infinite reverse;
}

.geo-3 {
    top: 20%;
    left: 15%;
    width: 300px;
    height: 300px;
    background: var(--blue-mid);
    clip-path: polygon(50% 0%, 100% 38%, 82% 100%, 18% 100%, 0% 38%);
    animation: float 18s ease-in-out infinite;
}

.geo-4 {
    bottom: 20%;
    right: 10%;
    width: 200px;
    height: 200px;
    background: var(--blue-light);
    clip-path: polygon(50% 0%, 100% 50%, 50% 100%, 0% 50%);
    animation: float 15s ease-in-out infinite reverse;
}

.geo-5 {
    top: 10%;
    right: 25%;
    width: 150px;
    height: 150px;
    border: 2px solid rgba(74, 158, 255, 0.15);
    clip-path: polygon(50% 0%, 100% 25%, 100% 75%, 50% 100%, 0% 75%, 0% 25%);
    animation: spin 30s linear infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-30px) rotate(3deg); }
}

@keyframes spin {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 900px;
    padding: 0 24px;
}

.hero-tag {
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--blue-pale);
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 24px;
}

.hero-title {
    font-family: var(--font-display);
    font-size: clamp(2.5rem, 6vw, 4.5rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1.1;
    margin-bottom: 24px;
}

.text-gradient {
    background: linear-gradient(135deg, var(--blue-light), var(--blue-pale));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-sub {
    font-size: 1.15rem;
    color: rgba(255, 255, 255, 0.65);
    max-width: 600px;
    margin: 0 auto 40px;
    line-height: 1.7;
}

.hero-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

.btn {
    display: inline-flex;
    align-items: center;
    padding: 14px 32px;
    border-radius: 10px;
    font-weight: 600;
    font-size: 0.95rem;
    transition: all 0.3s var(--ease-out);
    cursor: pointer;
    border: none;
}

/* Fix #4: Button focus states */
.btn:focus-visible {
    outline: 2px solid var(--blue-pale);
    outline-offset: 4px;
}

.btn-primary {
    background: var(--blue-primary);
    color: var(--white);
    box-shadow: 0 4px 20px rgba(26, 90, 184, 0.4);
}

.btn-primary:hover {
    background: var(--blue-mid);
    transform: translateY(-2px);
    box-shadow: 0 6px 30px rgba(26, 90, 184, 0.5);
}

.btn-outline {
    background: transparent;
    color: var(--white);
    border: 1.5px solid rgba(255, 255, 255, 0.3);
}

.btn-outline:hover {
    border-color: rgba(255, 255, 255, 0.6);
    background: rgba(255, 255, 255, 0.05);
    transform: translateY(-2px);
}

.hero-scroll {
    position: absolute;
    bottom: 40px;
    left: 50%;
    transform: translateX(-50%);
}

.scroll-line {
    width: 1px;
    height: 60px;
    background: linear-gradient(to bottom, rgba(255,255,255,0.4), transparent);
    animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {
    0%, 100% { opacity: 0.3; transform: scaleY(0.6); }
    50% { opacity: 1; transform: scaleY(1); }
}

/* ========================================
   Sections
   ======================================== */
.section {
    padding: 120px 0;
    position: relative;
}

.section-white { background: var(--white); }
.section-light { background: var(--blue-tint); }

.section-header {
    text-align: center;
    max-width: 750px;
    margin: 0 auto 72px;
}

.section-tag {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--blue-primary);
    text-transform: uppercase;
    letter-spacing: 3px;
    margin-bottom: 16px;
}

.section-title {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    color: var(--gray-900);
    line-height: 1.2;
    margin-bottom: 20px;
}

.text-bold-blue {
    color: var(--blue-dark);
}

.section-sub {
    font-size: 1.1rem;
    color: var(--gray-500);
    line-height: 1.7;
}

/* ========================================
   Crisis Cards
   ======================================== */
.crisis-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 60px;
}

.crisis-card {
    background: var(--blue-tint);
    border-radius: 16px;
    padding: 32px 24px;
    border: 1px solid var(--blue-ice);
    transition: all 0.4s var(--ease-out);
}

.crisis-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(26, 90, 184, 0.1);
    border-color: var(--blue-light);
}

.crisis-icon {
    width: 56px;
    height: 56px;
    color: var(--blue-primary);
    margin-bottom: 20px;
}

.crisis-label {
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--blue-dark);
    margin-bottom: 12px;
}

.crisis-card p {
    font-size: 0.9rem;
    color: var(--gray-700);
    line-height: 1.6;
}

.crisis-bottom {
    text-align: center;
    font-size: 1.15rem;
    color: var(--gray-700);
}

.crisis-bottom strong {
    color: var(--blue-dark);
    font-weight: 700;
}

/* ========================================
   Split Section (Resilience)
   ======================================== */
.section-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    min-height: 600px;
}

.split-left {
    background: var(--white);
    padding: 80px 60px;
    display: flex;
    align-items: center;
}

.split-right {
    background: var(--blue-tint);
    padding: 80px 60px;
    display: flex;
    align-items: center;
}

.container-half {
    max-width: 520px;
}

.container-half .section-tag { text-align: left; }

.container-half .section-title {
    text-align: left;
    margin-bottom: 24px;
}

.imperative-lead {
    font-family: var(--font-display);
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--blue-dark);
    margin-bottom: 20px;
    font-style: italic;
}

.container-half p {
    color: var(--gray-700);
    margin-bottom: 16px;
    font-size: 0.95rem;
    line-height: 1.7;
}

.imperative-bold {
    font-weight: 700;
    color: var(--gray-900) !important;
    font-size: 1rem !important;
    margin-top: 8px;
}

.quote-block {
    max-width: 480px;
}

.quote-block blockquote {
    font-family: var(--font-display);
    font-size: clamp(1.5rem, 2.5vw, 2rem);
    font-weight: 800;
    color: var(--blue-dark);
    line-height: 1.3;
    margin-bottom: 24px;
}

.quote-block cite {
    display: block;
    font-style: normal;
    font-size: 0.9rem;
    color: var(--gray-700);
    margin-bottom: 16px;
}

.quote-block cite strong {
    color: var(--gray-900);
}

.quote-block cite span {
    color: var(--gray-500);
    font-size: 0.85rem;
}

.quote-note {
    font-size: 0.8rem;
    color: var(--gray-500);
    border-top: 1px solid var(--gray-200);
    padding-top: 16px;
}

/* ========================================
   Protection Gap Chart
   ======================================== */
.chart-wrapper {
    position: relative;
    margin-bottom: 48px;
}

.chart-legend {
    display: flex;
    gap: 28px;
    justify-content: center;
    margin-bottom: 20px;
    flex-wrap: wrap;
}

.legend-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.8rem;
    color: var(--gray-500);
    font-weight: 500;
}

.legend-line {
    display: inline-block;
    width: 24px;
    height: 3px;
    border-radius: 2px;
}

.legend-economic { background: var(--navy); }
.legend-insured { background: var(--blue-primary); }

.legend-swatch {
    display: inline-block;
    width: 16px;
    height: 16px;
    border-radius: 3px;
    background: var(--blue-ice);
    border: 1px solid var(--blue-pale);
}

.chart-container {
    position: relative;
    width: 100%;
    max-width: 1000px;
    margin: 0 auto;
    height: 420px;
    background: var(--white);
    border-radius: 16px;
    padding: 24px 24px 16px;
    border: 1px solid var(--gray-200);
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
}

.chart-annotation {
    display: none;
}

.gap-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    max-width: 1000px;
    margin: 0 auto;
}

.gap-stat-card {
    background: var(--white);
    border-radius: 14px;
    padding: 28px 24px;
    border: 1px solid var(--gray-200);
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
    transition: all 0.3s var(--ease-out);
}

.gap-stat-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
}

.gap-stat-tag {
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--gray-500);
    margin-bottom: 8px;
}

.gap-stat-value {
    font-family: var(--font-display);
    font-size: 2.2rem;
    font-weight: 900;
    color: var(--blue-dark);
    line-height: 1.2;
    margin-bottom: 6px;
}

.gap-stat-desc {
    font-size: 0.8rem;
    color: var(--gray-500);
}

@media (max-width: 768px) {
    .chart-container { height: 300px; padding: 16px 12px 12px; }
    .gap-stats { grid-template-columns: 1fr; }
    .gap-stat-value { font-size: 1.8rem; }
}

/* ========================================
   Cat Bonds (Dark Section)
   ======================================== */
.section-dark {
    background: linear-gradient(135deg, var(--navy-deep), var(--blue-dark));
    color: var(--white);
    padding: 120px 0;
}

.catbond-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
}

.catbond-headline {
    font-family: var(--font-display);
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    font-weight: 900;
    line-height: 1.2;
    margin-bottom: 24px;
    color: var(--white);
}

.catbond-left p {
    color: rgba(255, 255, 255, 0.65);
    font-size: 0.95rem;
    line-height: 1.7;
}

.stats-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 32px;
}

.stat-card {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    padding: 24px;
    text-align: center;
}

.stat-value {
    display: block;
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 900;
    color: var(--white);
    margin-bottom: 4px;
}

.stat-label {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
}

.bottleneck-intro {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.9rem;
    margin-bottom: 20px;
}

.bottleneck {
    padding: 20px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.bottleneck h4 {
    color: var(--blue-light);
    font-size: 0.95rem;
    font-weight: 600;
    margin-bottom: 6px;
}

.bottleneck p {
    color: rgba(255, 255, 255, 0.55);
    font-size: 0.9rem;
    line-height: 1.6;
}

/* ========================================
   Solution
   ======================================== */
.solution-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 72px;
}

.solution-card {
    background: var(--blue-tint);
    border-radius: 16px;
    padding: 36px 28px;
    border: 1px solid var(--blue-ice);
    transition: all 0.4s var(--ease-out);
}

.solution-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 40px rgba(26, 90, 184, 0.1);
}

.solution-number {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 900;
    color: var(--blue-ice);
    margin-bottom: 16px;
    line-height: 1;
}

.solution-card h3 {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--blue-dark);
    margin-bottom: 12px;
}

.solution-card p {
    font-size: 0.9rem;
    color: var(--gray-700);
    line-height: 1.6;
}

/* Architecture Table */
.arch-table {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2px;
    background: var(--gray-200);
    border-radius: 16px;
    overflow: hidden;
}

.arch-col {
    background: var(--white);
}

.arch-col-center {
    background: var(--blue-tint);
}

.arch-header {
    background: var(--blue-dark);
    color: var(--white);
    padding: 16px 20px;
    font-weight: 600;
    font-size: 0.9rem;
    text-align: center;
}

.arch-item {
    padding: 16px 20px;
    font-size: 0.875rem;
    color: var(--gray-700);
    text-align: center;
    border-top: 1px solid var(--gray-100);
}

/* ========================================
   Capital Transformation
   ======================================== */
.section-title-light { color: var(--white); }
.section-tag-light { color: var(--blue-pale); }

.transform-flow {
    display: grid;
    grid-template-columns: 1fr auto 1.1fr auto 1fr;
    gap: 0;
    align-items: stretch;
    margin-bottom: 40px;
}

.transform-col {
    border-radius: 16px;
    padding: 28px 22px;
    display: flex;
    flex-direction: column;
}

.transform-col-left,
.transform-col-right {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.transform-col-center {
    background: linear-gradient(180deg, rgba(255,255,255,0.1) 0%, rgba(255,255,255,0.03) 100%);
    border: 1px solid rgba(255, 255, 255, 0.18);
    box-shadow: 0 0 40px rgba(74, 158, 255, 0.08);
}

.transform-col-header {
    margin-bottom: 16px;
}

.transform-col-tag {
    font-size: 0.65rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    margin-bottom: 8px;
}

.tag-blue { color: #4a9eff; }
.tag-green { color: #34d399; }
.tag-red { color: #f87171; }

.transform-col-value {
    font-family: var(--font-display);
    font-size: 1.6rem;
    font-weight: 900;
    color: var(--white);
    margin-bottom: 4px;
}

.rizk-brand {
    font-size: 2rem;
    letter-spacing: 2px;
}

.transform-col-desc {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.45);
    font-style: italic;
}

.transform-col-divider {
    height: 1px;
    background: rgba(255, 255, 255, 0.1);
    margin-bottom: 16px;
}

.transform-items {
    display: flex;
    flex-direction: column;
    gap: 10px;
    flex: 1;
}

.transform-item {
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 10px;
    padding: 12px 14px;
}

.transform-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    font-weight: 700;
    flex-shrink: 0;
}

.ti-btc { background: rgba(247, 147, 26, 0.15); color: #f7931a; }
.ti-eth { background: rgba(98, 126, 234, 0.15); color: #627eea; }
.ti-stable { background: rgba(38, 161, 123, 0.15); color: #26a17b; }
.ti-lst { background: rgba(52, 211, 153, 0.15); color: #34d399; }

.transform-item strong {
    display: block;
    color: var(--white);
    font-size: 0.85rem;
    font-weight: 600;
}

.transform-item span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.4);
}

.transform-item-dark {
    background: rgba(0, 0, 0, 0.2);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 10px;
    padding: 14px 16px;
}

.transform-item-dark strong {
    display: block;
    color: var(--white);
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 2px;
}

.transform-item-dark span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.4);
}

.transform-item-risk {
    display: flex;
    align-items: center;
    gap: 12px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 10px;
    padding: 12px 14px;
}

.risk-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: #f87171;
    flex-shrink: 0;
}

.transform-item-risk strong {
    display: block;
    color: var(--white);
    font-size: 0.85rem;
    font-weight: 600;
}

.transform-item-risk span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.4);
}

.transform-col-footer {
    margin-top: 16px;
    border-radius: 10px;
    padding: 14px 16px;
    text-align: center;
}

.transform-col-footer strong {
    display: block;
    color: var(--white);
    font-size: 1rem;
    font-weight: 700;
}

.transform-col-footer span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.5);
}

.footer-blue { background: rgba(74, 158, 255, 0.12); border: 1px solid rgba(74, 158, 255, 0.2); }
.footer-green { background: rgba(52, 211, 153, 0.12); border: 1px solid rgba(52, 211, 153, 0.2); }
.footer-red { background: rgba(248, 113, 113, 0.12); border: 1px solid rgba(248, 113, 113, 0.2); }

/* Arrows */
.transform-arrows {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 24px;
    padding: 0 8px;
    min-width: 60px;
}

.arrow-down,
.arrow-up {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
}

.arrow-label {
    font-size: 0.65rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: rgba(255, 255, 255, 0.35);
    white-space: nowrap;
}

.transform-arrows svg {
    width: 20px;
    height: 40px;
    color: rgba(255, 255, 255, 0.25);
}

/* Bottom banner */
.transform-bottom {
    display: flex;
    align-items: center;
    gap: 20px;
    justify-content: center;
}

.transform-bottom-line {
    flex: 1;
    max-width: 200px;
    height: 1px;
    border-top: 2px dashed rgba(52, 211, 153, 0.3);
}

.transform-bottom-badge {
    background: rgba(52, 211, 153, 0.1);
    border: 1px solid rgba(52, 211, 153, 0.25);
    border-radius: 24px;
    padding: 10px 24px;
    font-size: 0.8rem;
    font-weight: 600;
    color: #34d399;
    white-space: nowrap;
}

@media (max-width: 1024px) {
    .transform-flow {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    .transform-arrows {
        flex-direction: row;
        padding: 8px 0;
        min-width: unset;
    }
    .transform-arrows svg {
        transform: rotate(90deg);
        width: 32px;
        height: 32px;
    }
    .transform-bottom-badge {
        white-space: normal;
        text-align: center;
    }
}

/* ========================================
   Mission
   ======================================== */
.section-mission {
    background: var(--navy-deep);
    padding: 140px 0;
    text-align: center;
}

.mission-text {
    font-family: var(--font-display);
    font-size: clamp(1.8rem, 4vw, 3rem);
    font-weight: 800;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.3;
    max-width: 800px;
    margin: 0 auto;
}

.mission-rizk {
    color: var(--white);
    font-weight: 900;
}

.mission-highlight {
    color: var(--blue-pale);
}

/* ========================================
   Convergence
   ======================================== */
.convergence-grid {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 48px;
    align-items: start;
}

.convergence-col h3 {
    font-family: var(--font-display);
    font-size: 1.35rem;
    font-weight: 800;
    color: var(--blue-dark);
    margin-bottom: 28px;
    padding-bottom: 16px;
    border-bottom: 2px solid var(--blue-ice);
}

.convergence-item {
    margin-bottom: 24px;
}

.convergence-item h4 {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 6px;
}

.convergence-item p {
    font-size: 0.9rem;
    color: var(--gray-500);
    line-height: 1.6;
}

.convergence-divider {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding-top: 60px;
}

.divider-line {
    width: 1px;
    height: 60px;
    background: var(--blue-ice);
}

.divider-icon {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--blue-tint);
    border: 2px solid var(--blue-ice);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--blue-primary);
}

.divider-icon svg {
    width: 18px;
    height: 18px;
}

/* ========================================
   Timeline / Roadmap
   ======================================== */
.timeline {
    position: relative;
    max-width: 900px;
    margin: 0 auto;
}

.timeline-line {
    position: absolute;
    left: 24px;
    top: 0;
    bottom: 0;
    width: 2px;
    background: var(--blue-ice);
}

.timeline-item {
    position: relative;
    padding-left: 72px;
    padding-bottom: 48px;
}

.timeline-item:last-child { padding-bottom: 0; }

.timeline-dot {
    position: absolute;
    left: 16px;
    top: 4px;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--white);
    border: 3px solid var(--blue-ice);
    z-index: 1;
}

.timeline-item.active .timeline-dot {
    background: var(--blue-primary);
    border-color: var(--blue-primary);
    box-shadow: 0 0 0 6px rgba(26, 90, 184, 0.15);
}

.timeline-badge {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--blue-primary);
    margin-bottom: 12px;
}

.timeline-item.active .timeline-badge {
    background: var(--blue-primary);
    color: var(--white);
    padding: 4px 12px;
    border-radius: 4px;
}

.timeline-card {
    background: var(--white);
    border-radius: 16px;
    padding: 28px;
    border: 1px solid var(--blue-ice);
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.04);
}

.timeline-card h3 {
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 800;
    color: var(--blue-dark);
    margin-bottom: 12px;
}

.timeline-card p {
    font-size: 0.9rem;
    color: var(--gray-500);
    line-height: 1.7;
}

.timeline-card ul {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.timeline-card li {
    font-size: 0.9rem;
    color: var(--gray-500);
    line-height: 1.6;
    padding-left: 16px;
    position: relative;
}

.timeline-card li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 9px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--blue-primary);
}

.timeline-card li strong {
    color: var(--gray-900);
}

/* ========================================
   Closing / Contact
   ======================================== */
.section-closing {
    background: linear-gradient(135deg, var(--navy-deep), var(--blue-dark));
    color: var(--white);
    padding: 140px 0;
    position: relative;
    overflow: hidden;
}

.closing-bg {
    position: absolute;
    inset: 0;
}

.closing-bg .geo-1 {
    top: -20%;
    right: -10%;
    width: 600px;
    height: 600px;
    opacity: 0.06;
}

.closing-bg .geo-2 {
    bottom: -20%;
    left: 20%;
    width: 400px;
    height: 400px;
    opacity: 0.04;
}

.closing-bg .geo-3 {
    top: 40%;
    right: 30%;
    width: 200px;
    height: 200px;
    opacity: 0.05;
}

.closing-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 700px;
    margin: 0 auto;
}

.closing-lead {
    font-size: 1.5rem;
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 8px;
}

.closing-highlight {
    font-size: 1.5rem;
    color: var(--blue-pale);
    margin-bottom: 24px;
}

.closing-title {
    font-family: var(--font-display);
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    font-weight: 900;
    margin-bottom: 56px;
    line-height: 1.2;
}

.closing-title span {
    color: var(--blue-pale);
}

.closing-links {
    display: flex;
    gap: 24px;
    justify-content: center;
    flex-wrap: wrap;
}

.contact-link {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 20px 28px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 14px;
    transition: all 0.3s var(--ease-out);
    min-width: 260px;
}

.contact-link:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.2);
    transform: translateY(-2px);
}

/* Fix #4: Focus state for contact links */
.contact-link:focus-visible {
    outline: 2px solid var(--blue-pale);
    outline-offset: 4px;
}

.contact-link svg {
    width: 28px;
    height: 28px;
    flex-shrink: 0;
    color: var(--blue-pale);
}

.contact-link div {
    text-align: left;
}

.contact-label {
    display: block;
    font-size: 0.7rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 4px;
}

.contact-value {
    display: block;
    font-size: 0.95rem;
    color: var(--white);
    font-weight: 500;
}

/* ========================================
   Footer
   ======================================== */
.footer {
    background: var(--navy-deep);
    padding: 24px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.footer .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.footer-logo {
    font-family: var(--font-display);
    font-weight: 900;
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.4);
    letter-spacing: 2px;
}

.footer-copy {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.3);
}

/* ========================================
   Animations
   ======================================== */
.fade-up {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s var(--ease-out), transform 0.8s var(--ease-out);
}

.fade-up.visible {
    opacity: 1;
    transform: translateY(0);
}

.delay-1 { transition-delay: 0.15s; }
.delay-2 { transition-delay: 0.3s; }
.delay-3 { transition-delay: 0.45s; }

/* ========================================
   Responsive
   ======================================== */
@media (max-width: 1024px) {
    .crisis-grid { grid-template-columns: repeat(2, 1fr); }
    .section-split { grid-template-columns: 1fr; }
    .split-left, .split-right { padding: 60px 40px; }
    .catbond-layout { grid-template-columns: 1fr; gap: 48px; }
    .convergence-grid { grid-template-columns: 1fr; }
    .convergence-divider {
        flex-direction: row;
        padding-top: 0;
    }
    .divider-line {
        width: 60px;
        height: 1px;
    }
}

@media (max-width: 768px) {
    .section { padding: 80px 0; }
    .nav-links { display: none; }
    .nav-toggle { display: flex; }
    .crisis-grid { grid-template-columns: 1fr; }
    .solution-grid { grid-template-columns: 1fr; }
    .arch-table { grid-template-columns: 1fr; }
    .stats-row { grid-template-columns: 1fr; }
    .split-left, .split-right { padding: 48px 24px; }
    .closing-links { flex-direction: column; align-items: center; }
    .contact-link { width: 100%; max-width: 320px; }
    .hero-actions { flex-direction: column; align-items: center; }
    .footer .container {
        flex-direction: column;
        gap: 8px;
        text-align: center;
    }
    .section-mission { padding: 100px 0; }
    .timeline-item { padding-left: 56px; }
}

@media (max-width: 480px) {
    .hero-title { font-size: 2rem; }
    .section-title { font-size: 1.75rem; }
    .catbond-headline { font-size: 1.75rem; }
    .mission-text { font-size: 1.5rem; }
}